Attention homeowners in Porterville and Tulare County: Get an Appraisal today!
Here are the top reasons California homeowners order from Central Valley Home Appraisal:
We at Central Valley Home Appraisal understand the individual needs of a customer seeking appraisal services. Our usual business clients understand the appraisal process and the customary documents we provide. Being a regular consumer that probably doesn't look at appraisals on a regular basis, you will receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our findings.
For Sale by Owner/Pre-Listing ServicesSince you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at Central Valley Home Appraisal will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a likely buyer. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's market value, not just how much your house is worth. Interested buyers assume you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value estimation than yours.
Challenge property tax assessmentsYour local tax assessor may have your home overvalued if your home not appreciating as much as other properties close by. That only means you are going to pay more taxes than you should. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. A professional appraisal from Central Valley Home Appraisal is your #1 weapon when challenging your property tax assessment.
Need to cancel PMI?PMI stands for Private Mortgage Insurance. A preferred money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to your lender to have the PMI eliminated from your loan. At Central Valley Home Appraisal, we're veterans in helping homeowners just like you do away with unneeded PMI insurance.
Was your HELOC recently frozen?Your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. This can be disadvantageous from a cash flow angle, and destructive to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Central Valley Home Appraisal can help you reinstate your HELOC.
We Also Provide Field and Desktop Appraisal Review ServicesHave you just gotten a copy of your appraisal and you would wish to have a seasoned appraiser double-check it for verity or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? Central Valley Home Appraisal offers field reviews where we'll go out and check the subject and comps in question. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? We can assist you. While typically requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your home.